I assumed I could cashflow for 20% or more, so I want to see if I need to adjust my expectations based on the experience of others. 

Do you have US based credit scores?

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth. 

Could one of you stratify the BP population based on engagement?

I've been binging BiggerPockets Rookie Podcast for weeks now and I've finally decided to make the leap on to the actual platform and forums.I'm based out of Tampa/St.

I've had great conversations based on similar concerns with my local appraiser.

Arlo is cell based.

A lot of it is based on F.E.A.R.: False Evidence Appearing Real. 2nd question, have you done all the necessary precursors? 

Please note, based on the numbers provided you will not be cash flowing. 154k loan amount - 30Y fixed  4k in annual taxes & Insurance 7.75% Rate Monthly PITI Payment = $1,436.60Your estimated rental income is only 1k-1.4k per month.

We were nervous about signing up with a huge national firm as we are a very small home-based service business.