I have 40% down payment and amazing credit score and credit history.The issue is that I am self employed and I dont show any income on paper, so the bank won't consider loaning me money due to "low income" This is an amazing opportunity and I have it under contract but I'm about 100k short, how do I get that financing to get to the closing table?

Get college credit in high school, apply and win scholarships, or even go to community college to knock out core credits.

I haven’t  actually run his background or credit yet but according to him everything else will check out well.

Yes and no.There is a new investor loan that is available for 30% down, 620 credit score and you must own a primary residence.When you use private or hard money, there are no such requirements.

Investor should get a business account for credit card payment (minimum limit) and a bank account hooked together never give them your personal account info.

I've looked at hard money no doc loans. but 1.) seems a shame to go that route when I have so much equity and credit score of 830 and 2.) it's EXPENSIVE and leaves little room for profit.  

Won't your credit be worthless in a way since you technically do not own any of these properties?

I should add that we have about $25k in personal debt to family for a car and another $5k on an interest free (18 months) credit card to pay for my wife's schooling.

My 1% member has great credit, but low income relative to the asset.2.

You can use Cozy or your state LL association for background checks, credit reports, and docs. including leases.