That being said, our two most recent buys are 9beds/3baths, where we bought with enough sqft to have a 1bed/1bath option to maximize those rents. but the other 8 still share 2 baths. you'll get some bad apples here and there but mostly people are just looking for cheapest rent where we don't require more than a $100 deposit.  

At this point now is all about apple to apple kinda thing. 

I had to drive an hour yesterday to get my phone fixed at the apple store. 

Though I am a real estate agent I do understand that renting has its purpose.....If you’re throwing $1000 down the drain on rent or $1000 down the drain in interest...it’s apples to apples (especially if you can’t itemize).

lolif your comparing it to buying apple back in 19???

However, those 5 things you listed are apples and oranges to IBanking, especially #5. 

However, bad apples exist in all business.

If you're trying to utilize the extra equity, I'd recommend shopping some more to see what other brokers/lenders can offer you; both at 70% LTV (to compare apples to apples) and 75% LTV.

Rental money vs. mutual fund returns is not an apple-to-apple comparison.

When Apple updated to a recent iOS 6, some users had problems connecting some WPA2 wi-fi networks.