But, if you want to accelerate, there is no way to get there without a conventional commercial loan.

It's as simple as matching up what they offer vs. how each of those components will benefit you or accelerate your progression.

No need for tax evasion at all.I had a similar reaction from Accountants when I was first to introduce Mortgage Acceleration.

When you apply a lump sum payment towards your mortgage balance, you shave off tens of thousands in interest and you accelerate paying off your mortgage.Don't worry if your heloc interest rate is higher than your mortgage interest rate.

Additionally, go find some experts to work with, that will accelerate your growth and experiences.  

When you invest, time, money and sweat in a project, your focus and dedication are all in the same place and learning can be accelerated.....as they said, experience is your best teacher. 

The Subaru is worse in every way (comfort, heat/AC, acceleration, build quality, ride, interior noise etc.) but I need it for the long, cold (-50F to -30F) winters and pure ice roads.

I have no reason to accelerate the payments on my 3.625% mortgage on my home.

That was definitely a challenge in getting financing, but luckily Josh paid me enough of a base salary to buy my first place haha.I think that the key is to find a career that offers potential for scale, and once you find it, stay consistent as you accelerate toward early financial freedom.

The appreciation is actually accelerating.