Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

Make sure your rehab is "renter" cost rehab. etc. 

Cost to Rent vs Own and Return to Work PoliciesThis can mostly be attributed to the massive increase in home prices, particularly from 2010 to today, making people opt to rent for longer, especially today in the elevated rate and home price environment making renting the substantially cheaper option, on top of historically low inventory to choose from.

CA maybe as high with their EIR requirements that cost 250k to 500k just for the EIR reports.

There is a reason why I buy properties that cost a multiple of what typical cheap rental properties are going for.

Was your loan based on just the purchase price or the total project cost? 

The overhead to start a company is low, but the cost to scale is high. 

"the typical home warranty costs $450 annually, and only 25% of premiums are paid to homeowners.

Mind you, she used a legal aid attorney, so he didn’t cost her anything.

Skip forming a corporation for now—it won’t protect you from personal loans, and it adds unnecessary costs.