Ugh.I'd see another one or 2 that I did not go full tilt into like an option that was shortened and expired.  

I'm going to spend less time tilting at windmills - multifamily & mixed use properties around here are selling at silly prices - and focus on efficiency improvements in both our existing properties and our business processes.I may write more {second} mortgages to other local investors .... but not if they are paying silly prices for multi-family properties.

It is also hard to build enough revenue in a business to tilt the balance of decision making in favor of the investor. 

Thus slightly tilting the time/money equation in favor of using a PM?    

In other words, if someone wants to find only a handful of deals to supplement life goals, rather than go full tilt into RE investing, they can see how it fits THEIR plan.

Tilt in for easy cleaning.

You can't match the per door price of MF, nor the economy of scale, and if you are able to re-position the asset you can enjoy forced appreciation which can kick in faster than market growth would, and you have better cash flow along the way.Today the barriers to entry are higher with MF over 5 units; higher DP, higher reserves, net worth requirement, more expensive money all tilt the equation and raise the bar for entry into MF.

HELOCs, aren't necessarily risky either but they come with a few extra variables, adjustable rates, draw and pay-back periods, some come with early payoff fees...but they can be replenished and re-used over and over during the draw period so that might tilt the scale for you.

Now next argument people make is "oh, what if all tenants stop paying rent", and what if all tenants jump at the same time, will it tilt the axis of the world?

I won't be investing in the riskiest/most supportable asset subclasses such as hotels, and tilt my portfolio the ones that have historically been more stable such as multifamily and single-family housing.