The substitute of collateral was more of a scenario where you sold for $155K, and instead of paying off the $88K loan in your scenario, those funds stayed at the title company and were used on a cash purchase happening nearby in date. 

For a yearly lease agreement specific to Phoenix, AZ, you might consider starting with the Arizona Association of REALTORS® (AAR) or another local real estate organization.

Money that you DON'T end up using toward bills stays on the mortgage balance permanently, limiting the amount of interest you will pay.3.

Even if you aren't into creative finance, stay away from rough neighborhoods.

At the time of purchase, I knew I might not want to stay indefinitely and at some point to might convert the home to a rental property.

I’m still working toward my first deal too, but I’ve been learning that tracking maintenance and expenses is all about staying organized from the start. 

Stay patient, something will come up that makes sense.

We were surprised that Kiavi never thought to call the vendor of their software, or a database technician, to fix this.We provided the requested copy of our LLC articles of organization.

I like to stay in the working class areas as they make enough to pay the rent and bills, but don't have the financial discipline to save enough to purchase their own home. 

My vision is for this meetup to be informal and organic.