•Check their rep everywhere—Google, Facebook, BBB.

We'll go check out the operations. 

@Michael Whitman very good point and something to check on ahead of taking the loan.

I'm going to be checking my BP more regularly.

I'm going to check into the HOA Organization docs!

Find a REIA group or check with the local realtors association to connect with investors.My 2 centsMike

I wonder if they’d be willing to just send me a check for $13k/mo?

I use problems like this to go an check out the problem and then the entire property while I'm there, looking for other problems, but also assessing HOW the tenant is taking care of the property.  

At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no underwriting, no credit check, no income verificationBoth have risks, but it's not my intent to be detailed in this post.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).