Hi Shakti, As a lender we do work with US-visa holders as long as they have an established credit score in the US.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

If you choose not to show up, he would almost certainly be awarded a judgement.Of course, you could choose not to pay the judgement, but then he can send it to a collections agency and your credit score will be trashed.I don't see a scenario here where you get through this cleanly.  

Credit score does matter but they will lend on a per property basis out of your available LOC once they approve a line...again mostly based on your available cash and credit score.

Your best bet for that size will be local banks and credit unions, good luck.

In some cases they cannot pull the money out because it is now (Non-owner occupant) an investment and their credit union or bank may cap them at 70% or 75% MAX LTV.Nothing wrong wiht putting 10% down on a primary but look at the rates on both 5% and 10% usually when you have PMI built in the rates stay the same.

Small banks and credit unions focused on farm/agriculture tend to be the most aggressive with land/lot loans.

@Haiden Welch I'd lean into local banks and credit unions.

Talk to all of the local credit unions.

This was my first investment property and I used a loan from my 401k for the down payment and also used a local credit union for a 10% down payment on it when I bought it.