(And yes, I know commercial insurance will be more than residential; even my lenders are telling me the rates that I am getting are super high.) 

I also enjoy their YouTube content—super informative about how to use self-directed IRAs for real estate investing.

Thanks, HELOCs the way you want them probably structured as a DSCR do not really exist to the best of my knowledge, you can do an investment loan heloc for a super high cost, but you will be subject to a traditional conventional underwrite.

I’m taking my Real Estate License exam in a few weeks, so this is super helpful—appreciate it!

You can also go straight to the source - Direct DSCR Lenders - don't necessarily need a mortgage broker to shop for you (especially if you are here and asking the right questions and clearly are sophisticated - unless you are SUper-strapped for time, you don't seem like an investor that needs to pay a broker for help - go straight to the lender)3) Last question- i'm seeing rates on DSCR loans in the 7.2% to 7.5% range, in addition to 1 to 2 points and they likely track 10 yr treasuries (4.26% as of today).

At least a bank that you have your relationship with and super strong deposits  and could probably hypothicate them and get a under 10% rate.. just musing..

The victims weren’t a bunch of super rich people where it didn’t affect them.

.$1396.99 2023 LG OLED 65" 4k Evo TV Magic Remote Alexa Built in - https://www.amazon.com/gp/product/B0BVXDPZP3/ref=ewc_pr_img_...Ok so this is a stretch for a lot of us, but if you have a higher end rental, an OLED TV is super nice.

Super helpful and their CEO Zach is very knowledgeable and obviously cares about making sure his clients are taken care of.

Short term it’s too risky with super high P/E ratios.