You may safely wait for the best deal to come your way. 

There is a safe harbor from the IRS at 2 years. 

Yeah you’re fairly safe as a landlord.  

It truly shows your commitment to provide your current and future clients a better experience.I know that online reviews can take the best of one's head space and it can take a toll on the business. 

You’re online listing doesn’t need to be a comprehensive photo shoot of every single nook and cranny of your home  

I also don't post strategies online to drum up business so others can latch on and see what services I am subtly selling.

They believe that higher cash flow is safe...when in fact it is the market signaling higher risk.

I started my domain over 10 years ago when people first started going online trying to buy fixer upper houses.

Plus, they handle online rent collection (a necessity if you don't have a property manager!)

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.