Anyone would consider a nice finished room with great natural light a bedroom, but in the off chance the tenant doesn’t pay rent then I would be in the wrong for letting he/she live there in the first place.

Being that it's upstairs, that unit will naturally be able to control it and the bottom won't.

I do regular front house portrait first, then a secondary front if there is a wider one for the front setback, then front aerial (one, if you did them), then I always start with the walkthrough of the house to tell a story in photos.

Whether you classify it as business or personal income depends on the nature of the lending activity.

Plus, the relationship-based nature of private lending can lead to more long-term, win-win partnerships.Banks definitely have their place for more traditional loans, but for many investors, the convenience of private lending outweighs the higher rates—especially when time is money!

Especially a meet up on private lending, ADU additions are discussed regularly (new attendees looking for money for their ADU additions without being aware that no one there will lend on ADU additions).  

By structuring deals with regular refinancing, you can unlock the equity in your properties and access capital for future investments.

If you buy a regular deal with a regular down payment in a regular neighborhood, you'll probably lose money in the short term and be cash flow negative. 

I wouldn’t think those are common numbers.. if you’re buying properties at 26K regularly that’s a different story.

Look at using a regular line of credit at smaller banks.