If we take the minimum for credit, it will be $100 instead of $2,000 or less.We have stock portfolio that we don't want to touch for the rehab around $200,000 that is liquid upon selling. 

is this loan secured by your primary residence as a HELOC  or are you borrowing against your stock/bond portfolio ?

I sold ownership in one of the companies I had invested in the UK and took out some stock investments that I had. 

Do you invest in stocks outside of maybe a 401k/ira?

Anyone know if paying 1 huge principle payment at the end of each year would pay it off faster verses bi weekly payments?

Assets identified in this study include:Permanent Fixtures: windows, doors, bathroom fixturesStructural Components: Roof construction, drywall, wood framingBuilding systems: water heater, electrical distribution, HVAC, plumbingInterior Construction: Wood flooring, stairs, ceramic tileThis engineering-based cost segregation study included the following methodology:Physical Inspection through a site visitDocumentation review including architectural plans, accounting records and construction documentsA cost analysis which utilizes engineering principles in order to allocate costs to their applicable asset classificationsCalculation of the depreciation schedule using MACRSAs a reminder, bonus depreciation started to phase out in 2023.

I believe this leaves you with more housing stock to choose from because you aren't in an area surrounded by Illinois.

Invest in stocks for now and focus your energy on building a business (on the side).

But, sustainable success in real estate is built on first of all a thorough knowledge of real estate principles, real estate law, and real estate finance.  

I remember the tale about the neophyte stock market player who went to his mentor and said "I just bought a block [100 shares] of IBM."