Since all three share information, a file at one will migrate to all three given time.In addition to your EIN the lender will ask for your information and permission to pull your consumer credit file too but a commercial loan will not be reported to your consumer file.If you have bank accounts with the EIN they may or may not get reported and you may already have a business credit file at one or more of the credit bureaus, maybe even D&B even though they may not have given you the internal number they assign to your file, the infamous DUNS number.

You could talk to the agent and ask him to let you be more involved in the process and help him out, or you can track down the owner, get his permission to work with the bank, and try to do the short sale yourself (the agent will still get his commission from the sale).If either of these options don't work, then all you've got left is the auction or the REO route.

Mine says something to the effect of SELLER hereby grants buyer immediate access to property and permission to market property, including listing on the MLS and entering into contracts for purchase and sale.it's important to go over this one with your seller in advance, otherwise they're gonna be pissed when they see their house listed for $50K more than your option price.

Reposted with permission.

Is it physically possible, legally permissible, and financially feasible?

Here's an interesting story that I read today.http://www.bobparsons.com/My16Rules2006.htmlThe above (or following) article (or rules for survival) is included with the permission of Bob Parsons (http://www.bobparsons.com) and is Copyright © 2004-2006 by Bob Parsons.

Clearly if you didn't give them permission to do this, it would (to me) appear to be a violation of the lease agreement.

They have to agree and give you permission to contact the lender.

Not to mention your SSI reserve fund has been recklessly spent on foreign soil without your permission.

Your friend will need to be given written permission by you to talk with your bank.