A lighter floor is going to create a more comfortable environment, but it will also create a more open environment as well.For walls, I would recommend using an off-white for the majority of the space, and adding in a light beige accent wall throughout the home.

The current market environment is such that your return can't possibly make up for the penalties and taxes you would pay. 

There is no point in buying a rate down in this environment, take no prepay or short prepay option, then refinance when rates drop, no need to spend the capital when it is clear we are headed down in the nearing future.

Perhaps it is a person who has been overseas in the foreign service or the military or missionary or Peace Corps service.

For better or for worse, we aren't "federally" in a short sale environment anywhere in the country at this point in time (Yes, maybe one neighborhood in one city may have disproportionate value to debt, but not on ANY large scale ANYWHERE).

In a more competitive environment, you need to make your property stand out to capture the limited demand.

A few things about an assumable mortgage; As you know, in a high interest rate environment, assuming a loan at a lower rate is great for saving on your monthly payments.

I'm looking to connect with others and learn from this amazing environment. a little about me I"VE been actively pursuing my dreams as an investor for about 2 years now.

I look at Equity Multiple and duration, local market, macro-environment for asset class, supply/demand, GP experience/longevity, and about 50 other things. 

It could create a more favorable borrowing environment for real estate investors.