On paper, it sounds like a good deal, but I worry that you are doing this all on a spreadsheet and not in real life.

I have lived in Columbus almost my whole life.

And unless your going to hold for life ( which not many do) Appreciation is where the wealth is made..

Listen to the BiggerPockets podcast for expert advice, read books like "The Book on Rental Property Investing" and "Set for Life" by Scott Trench, and join local real estate investing groups or meetups.

Although I am outside of my comfort zone and feel like an absolute tool (I'm lost and that's uncomfortable), my faith, drive, and want to achieve my family and life goals continues to motivate me to get outside of my comfort zone and push for continuous improvement.  

So, yes, I know the leads I am going after.And just to be clear, not too many things in my life so far have ever been easy, except to maybe mess it up, and I'm not interested in doing that, so I'd rather take the hard way.

It just makes life easier - they shop a variety of insurers and are more easily able to compare apples to apples because they know how the various companies present coverages.

On the North Side we run real life at 1-2% vacancy and run our analysis at 3%.

My goals currently are to help him get to a state where he can live the life he desires.  

If you buy a property that cash flows $200/month, you would need at least 40 of those to live a comfortable life in America.