ABL, which is the basis for HML/fix and flip lending, will have different criteria and different focuses than multi-year loans based on cashflow and borrower credit score (long term mortgages).

We go through Tilton, Thomas and Morgan, which is based here in Missouri. 

I’m part of the Rob Lawrence Team, an investor-focused real estate team based in South Eastern PA.

Forgot one detail the new California based lender committed to funding as long as the property isn't in an evacuation warning area.

Sounds like you are going with a Fannie/Freddie type loan based on the cap of 2%.  

Just like you wouldn't buy a stock without researching the company, you shouldn't buy a property without knowing the market, running the numbers, and understanding your tenant base.👀 Risk ManagementBoth investments require risk management:Stocks: Company performance, market conditions, economic factorsReal estate: Property maintenance, tenant quality, local market changesBut guess what?

Hi BiggerPockets Community,My name is Yael Doron, and my husband, Ido, and I are real estate investors based in Israel.

Take time to learn through military-focused resources like Military House Hacking or Active Duty Passive Income, and connect with other military investors online or on base.

I am local to Los Angeles - based in Orange County.A bit about me: I’m a civil engineer by profession with experience in local government.

I’m a full-time sales professional at a global GSI, so I’m seeking relatively efficient strategies.Has anyone successfully used cash-out refinances, 1031 exchanges, or other equity-based approaches to boost income?