Perhaps when doing your refis, leave some skin in the game, e.g. $10K, if it would yield you $200/month NET for example.

Having skin in the game focuses one's attention on the game.

This would give a definite buyer in the contractor who would now have "skin" in the game for refinancing from a bank.

This would give a definite buyer in the contractor who would now have "skin" in the game for refinancing from a bank.

There's a reason credit cards can't be used as down payments and the reason is that lenders want you to have skin in the game.

However, more savvy real estate investors will want you to have skin in the game and the ability to pay the loan back.

are there better ways to show skin in the game for hard money investors?

Is it standard for HMLs to ask for a one-time deposit of $3500 that includes: 1) evaluators going out to property to determine whether it's a good deal, 2) enrollment fee and 3) "skin in the game"?

If you let something like this get under your skin, it will undermine other things of higher priority.

I am perfectly open to skinning the cat in another way if it makes sense.As far as attorneys, I have a fantastic real estate attorney who I have used on all of our family purchases for over 17 years.