I sent you a connection with some more info on our markets and we can schedule a call to discuss just what we do here. 

As when people lose their jobs, the vacations they take is the first choice to cut back on. 

If you have a 2 year work history, and go get a W2 job tomorrow, we could use your base pay right away (as long as it is "guaranteed hours" or considered "full time". 

We have been working in the affordable housing space for some time, and this allowed us to partner with the local community and provide a housing solution they need as their city continues to expand with new jobs they are successfully bringing to town.

Quote from @Mark Forest: The company I have invested with has done a great job explaining why this is happening and what they are doing about it. 

Of course it isn't going to work for everyone...then again, I also have many friends with degree's that cost them 6 digits that cannot get a job in their field!

A lot of my out of state real estate clients really like this market because the macroeconomics look so good for this market - population is growing, job growth is growing, and so many companies moving and developing here.

And service sector jobs and wages follow where those top-line incomes go.

Now you schedule your purchasing closing assuming the balance on the mortgage is equal to or less then the as-is value. - NOW the seller has to be willing and able to move out before your closing date.  

Anything past that might feel weird.Good job going to your first one, that is a great step that too many people miss out on.