With a big fire, it might totally be worth hiring an outside / independent adjustor to review their adjustment work.  

From the decision: "Courts must exercise their independent judgment in deciding whether an agency has acted within its statutory authority. " More specifically, on June 28, 2024, the Supreme Court overruled the previous Chevron framework in the Loper decision (H.K.

For a newbie I don’t know if I’d say it’s super inspiring to spend way over a million dollars in a few houses and say you became independent on 3 properties .

If it’s illegal activity that’s one thing, but if the sponsor has a recent poor track record - who is to confirm that or verify it without having it third party independently audited - same goes for those good sponsors.

My name is David, I'm 28 years old, working as an independent contractor.

Living for free is essentially the first great achievement to the path of financial independence and you have already done that!!

@Gina Coleman Check with a few independent insurance companies about your policy options.

I primarily operate in Pinellas County, FL and Pinellas Realtors has a site with every localities rules and contacts.I am not sure if you are looking statewide or nationwide but there are likely sites that can zero in on an area and help break it down and then you can call and independently verify.I also recommend Municode.Good luck!

If you do buy a new build, make sure you still get an independent inspection done and regardless of where you buy, go and look at the property in person during the contingency period. 

Also, they have drastically reduced their audits the past several years due to significant manpower cuts.