my hope is to get a nice unit for my son at below 50% of retail.  

You probably already know this but if not hopefully it'll drive the point home because its CRITICAL for you or someone later reading the thread. 

I appreciate a lot, hope next I´m in San Diego we can grab a drink or coffee.

@Ben Cochran I hope you have factored STR tax savings into your cashflow and ROI as it can be significant.Leveraging equity to purchase a short-term rental (STR) in Tampa Bay can diversify your portfolio and potentially generate strong cash flow, but it also increases your financial risk.While your properties hold significant equity, adding debt from HELOCs or a DSCR loan could strain your finances if STR performance fluctuates or costs rise.

I’m hoping someone (anyone) can shine some light on the differences between Homeowners, landlord, umbrella insurance.

Readers should seek professional advice.

Readers should seek professional advice.

From leaving my home friends and family I met some really good people and I hoped to share that experience and learn more about realestate in the process How did you find this deal and how did you negotiate it?

They all seem very pleased and some have bought more units on O'ahu and I know others hope to buy more if the opportunity arises.

Hi allI hope all is well.