Don't go ham and max downpayments on this income, you need healthy reserves. 

I've been able to get a healthy combination of both cashflow and appreciation from all my properties after a little TLC. 

I guess I could assume that since someone is pitching this to you that your property/soil is right for it...but that's a pretty big assumption. 

I think this, combined with a healthy positive cash flow would protect me if vacancies go up during a recession (which is usually the opposite, I heard anyway) or rents stagnate.I'll let somebody who lived through 08-09 without getting "burned" chime in here and hopefully provide some wisdom!

Thank youAnantTwo people who both don't have experience investing in a specific market 'teaming up' is a bad idea assuming you mean to buy a property together.If you are talking about bouncing ideas off each other, I think that is healthy.

, permit fees, engineering fees, road costs, utilities to the front entrance, soil tests etc.         

Adequate risk management strategies are essential to mitigate financial risks.Property Performance: Maintaining a healthy DSCR ratio requires diligent management of the property to ensure consistent income generation and control operating expenses.In conclusion, DSCR loans are a vital component of commercial real estate financing, offering both opportunities and challenges for borrowers and lenders.

Along the I-5 corridor in the University cities (Corvallis & Eugene) and beyond (Albany, Salem, Junction City) there is also healthy interest and competition in multi family properties.

Also, I do find it interesting how no mention is made to the fact that that retirement account grew to 1.5MM over time probably due to stock appreciation where the individual did not have to touch a thing and probably averaged a healthy, tax-deferred return over decades.I do agree that the podcast has turned a lot more salesy/pitchy in recent times.

Politics and bashing thereof has no place but healthy and pertinent discussions like the one above seem fine to me.