The building inspector added some grief but we prevailed.We also took back a home March of this year that had frozen pipes causing major ceiling damage.

You guys in the great frozen north can bite me!

The house could have frozen pipes, mold, water damage, structural.

For example, the valuation in a single participant plan, a self-directed account, or frozen plan can be less formal in a year in which the plan or self-directed account receives no contribution and makes no distribution or change in investment. (2) The reasonableness of the method for valuing plan assets is based on the surrounding facts and circumstances.

No money down could work a few years ago when many markets were frozen and nothing was selling.

Thank you Kelvin for the warm reminder as I go in and turn the furnance up a bit more.....maybe I should stop drinking this extra large frozen Starbucks frappuccino!

Seeing as how frozen pipes aren't a real concern for atleast 6-9 months (if at all in your area), I don't think you have much to lose by letting her work on her own for as long as she needs to to get the heat back on.

When that "cash" part is in the form of equity, it is frozen/dead cash, and of no use...and of less value than if it was liquid cash.If you use your additional cash to pay down the mortgage, you are only shifting that cash from a liquid state to a dead state. 

Many have changed their policies after the pandemic started and have frozen the low down payment options, but a few are still around.

Further compounding the housing shortage, many who are nervous about the pandemic have put off moving, adding to the share of the housing stock that is frozen.