If you don't have enough cash, then you shop around for loans.  

There are exceptions to this rule, but there are an abundance of examples that had investors not been prepared to perform might still be shopping..- Voice of reason: The 'best' real estate professionals are apparently the most honest.

Our home was right next door to a shop that had alot of oil tar waste. 

I used a local independent agent and when this was his best answer - I tried to shop for other options and came up empty so far. 

However, the best way to get market rents is to call local competitors of multifamily buildings and "secret shop" them as if you were a renter.

Each is about the size of a large plastic container or shopping cart, and they mount right to the wall.

It wouldn't hurt if you wanted to do that now as they could provide good information as you move forward and make decisions.Benefits: building a relationship, shopping firms to get the best fit, knowledge regarding big financial decision before they occur, knowing if  you're making any major mistakes, determining if your plans will actually help you tax wise SummaryIt might be too early but only something good can come out of a meeting with a knowledgable tax professional earlier rather than later.

A-Class areas should have lower crime rates compared to C-Class.Amenities:A-Class neighborhoods have diverse shopping options and amenities (e.g., Chick-fil-a, Wholefoods).B-Class areas often feature Walmart and Dollar Stores.C-Class neighborhoods usually have fewer amenities and more basic stores.Schools:A-Class areas may have access to better private or charter schools.

She is old-fashioned (using paper and pencil), but she is not super expensive and works to produce the plans quickly.She is:http://dragonarchconsulting.com/

Closing cost $9,989 While the $10,000 in closing costs appears to be high for a $68k loan, realize close to $3500 of it is taxes and prepaids.Of the $6,000 that are true closing costs, $2000 you can shop for  (which I do not think you will do better).