Are you aware of city of San Diego rules regarding converting existing legal space to ADUs?  

Buying in those areas makes more sense for STRs as the municipalities rely on the revenue.Less chance of a lot of regulation.

I managed STR with my sister twenty years ago before Airbnb existed.

DOES THIS EXIST? 

Part of this is regulations in my city, but after having done it this way, I wouldn't ever want to do it with a single family home.

In my opinion, the best agents, appraisers, home inspectors, contractors, lenders will utilize AI as a complement towards their existing businesses to spur greater growth and operational efficiencies.

Interestingly I saw they’re still in existence with a stock price of $3,105 per share.  

As an appraiser I’ve appraised a handful of properties recently that are outside of city limits and operating successfully as STR’s that don’t have the same regulations as the city of St Pete.

However, since market shift / rate increase even these guys have slowed down quite a bit.Regarding regulation, I think eventually Indy will have to regulate against Short Term Rentals.

However, before deciding on a DSCR loan, it’s important to analyze your existing first mortgages—including their rates and the current loan-to-value (LTV).