Does anyone know a good financial adviser/planner that I can use in the area?

For meetups, you want to check the events forum here and places like Meetup dot com.

I agree with other responses here, and to piggyback on them it seems everyone plans to 'own forever' when they sign a 30 year lease or finance term, and then things change (job, relationship, life events, etc) and folks try to sell the property with 25-28 years left.Banks do not look at power bills when determining DTI, but they will look at a solar loan/lease. 

But this typically isn't the sequence of events since it seems like you are going to be installing new LVP , so have the contractor repair the soft spot first then install the LVP. 

I've been to some local events when I used to live there (2020-2023) but I tend to like networking 1 on 1 more than at events. 

And you can start small, buy an old camper, cut a big window, spray paint it black and brown, add some wood trim and sell coffee outside events.

A great way to start is by attending RE events and joining a local investors association.

@Tom Gimer - You are correct, and many loan docs provide that an additional encumbrance constitutes an event of default. 

You should be able to find some meetups in the event forum here and on meetup dot com to jump start that.

If you expect trouble, see if the local police will escort you, or do the job for you (in the event of evictions).