Get people financially educated and let them buy their own houses.

Even so, most people choose to buy coverage for things even if there's a 99% chance they won't need it.  

Real estate is transactional where people are involved so it won't be a black and white answer.The best to do is to find an agent that fits your needs and guide you through the process.

Thank you James, you’re right, it’s so much easier dealing with the right people who as you stated, shoot you straight!

The property is only 9 years old so that's why I put only $10k also, they are opening a new company that will employ thousands of people nearby so that's why I put a 6% income growth and only 3% expense.

I've seen many people suggest a cash out refi but I like the flexibility of the heloc.

It's mostly retired people or people who have no money.

Recently, a lot of the market factors that kept people away, are the same that are drawing attention.

This is one area where it helps tremendously to have per-existing relationships with people in the industry such as family or friends.

Most people don't start looking until the the settle on the relinquished property, start earlier!