You also need the operating cash to do rehab.I say this because you mention FHA and low money.

I would appreciate if you could give me some insight what would you do if you were in my shoes?

Would you do it?

Agree, it has to be STR compliant.

Many investors fall into this "do-it-all" trap, believing no one else can handle things as well as they can.

Let's use an example of replacing a leaking kitchen faucet (assuming it can't be repaired):You can easily find out how much the materials are by going to the Home Depot website and picking one out.For labor we Googled, "How long does it take to replace a kitchen faucet" and this is the answer we got:AI Overview: Replacing a kitchen faucet can take 30 minutes to several hours, depending on the faucet's complexity and whether you're doing it yourself.

It was an up front payment to receive the modeled layout of the home, and they had an individual go to the house to do the mock ups.

You don't own the debt even though you are nice enough to pay it.

So PLEASE don’t make another huge financial decision and then tell that same person after you do it.

If its a single family home its a far simpler analysis.