The 2-bedrooms pulled in a little more money, but the distinction between studios and 1-bedrooms was almost non-existent.

Robert Kiyosaki makes excellent distinction between investments and liabilities.  

You have a distinct advantage.

There is a very visible distinction once you cross the tracks over city lines driving down Green Ave. 

Scott, what you are asking for can be broken down into two distinct components (a) an analytical methodology for evaluating markets and (b) the data that you will apply to the methodology to arrive at your conclusions.The data is the easy part.

My post points out there is a distinction between Yield, which is interest income and potential Gain from the discount.

To not point to the distinction amongst assets is, I would argue, is an annoyance and deceptive practice to some extent.

Account Closed - yeah I get the distinct impression that a buy and hold strategy in the SF East Bay makes no sense right now for SFH.

The distinction is that you already own it rather than a "purchase money mortgage" which is used to acquire a property.If you do the refinance you might be just paying off an existing loan. 

I ask because in some places this is an important distinction.