If so, then it could get messy.  5% down is conventional so I don't think it would show on an appraisal, in that case you could work on doing an escrow holdback i.e. the seller holds a certain $ in escrow with the title company based on the quotes you receive. 

You can use a Conventional owner occupied and as soon as you bring the equity to 20% through many invested or appreciation you can reappraise and drop the PMI.  

However, it does demand solid digital marketing expertise to see positive results.

9) adding multiple ADUs or adding an ADU to a quad looses F/F conventional financing.

For pros, he challenges conventional wisdom and explodes sacred cows by exposing hidden conflicts of interests and mis-alignments that many in the industry won’t admit to.

I do have an LLC to buy some properties with commercial or DSCR loans since I tapped out with 10 conventional loans a while ago.

I am a digital marketer by trade so I wanted to see their sales funnel and also legitimately learn more about the program.If I could choose one word to describe my experience it would be Disappointment.So why was I disappointed and why am I even writing this review?

VRM Properties is misleading on their website, not very many details are provided on their loans other than comparisons to a conventional loan.

Or are you purely looking to go the conventional route only? 

A Quad is still better due to the fact that you have 4 leases and 4 rents coming in and still can get a conventional loan.