Now the way to combat this is to do the same thing as multifamily, have more properties.

My suggestion (along with the one where you get an attorney to combat the HOA) is to contact a landscaping engineer/architect and have them draw up a plan for your property to "guide" the water as it comes it. 

I'll preemptively apologize if my post seems combative because that is not my intention. 

So to combat that weakness I plan on asking people in the are, like yourselves, for opinions on the area.

Educate yourself and learn enough about it so that you can combat those thoughts of making a mistake with confidence in what you’re doing through knowledge of the subject

A lot of them in the Bay are just tired of dealing with that occasional ******/combative tenant, and primarily do not want calls or headaches. 

The best way to combat an appraisal is with your own comps, however it sounds like you don't have any.

In my opinion, inflation rates are extremely understated, please see these two articles that drive the point home:http://www.businessinsider.com/if-people-knew-the-...https://www.zerohedge.com/news/2017-05-09/devonshi...Essentially, in times when the dollar is depreciating rapidly, in our situation due to excessive years of "easy money" and quantitative easing by the Fed, low fixed-rate debt is the best tool to combat inflation.

I have some tips for you that will help combat the not having a track record issue.

If you decide to sell, I’m sure he will be combative and do whatever he can to the property to prevent the sale.