This question is "the cart before the horse" since your title is raising Private Money but your questions revolve around a Private Placement.

No, you will get hit with a hard inquiry or two with a mortgage (on each credit reporting agency), and it will show up as a new account, however since it is a mortgage, not a new revolving account (credit card), the impact on your score will be virtually non-existant (or at least that's my experience).Go out and open a couple of new credit cards and you will take a hit on your score (it really depends on your credit profile),,but  new mortgages don't hurt.The only problem with mortgages is you now should count your rental income in your 'total income" if the mortgage is showing up on your credit report  when applying for a new credit card, car loan, etc.  

Not surprising my classifications revolve a lot around the age of the neighborhood.  

I tend to spend a lot on my credit cards, so even though I pay them off each month, if the score updates before a payment is made, there could potentially be 4-6K in revolving debt reported.

I now consider this series of events to mark a defining period in my life.My employment background has always revolved around customer relations.

Many of my long term goals revolve around Latin America.

The amount of information revolving the real estate world is overwhelming but only focus on what you need and what works for your own personal goals.best of luck on your investing adventures !

My advise is to open 3 revolving accounts, secured or not, and use each card once a month for something small like Jerry Padilla recommend.

Being in a college town, allot of the prospective market does revolve around student housing.  

@Cam Mckin   Welcome to the community.