The 100 year old C/D 2-flats are dreadful if you have to pay contractors, or frankly even handymen (unless you know enough to give precise direction).

Hi all,Does anybody have any recommendations for architects who are self-certified and specialize in Chicago residential properties including 2 flats (what we have)?

Do part-timers pay a flat monthly fee or something?

Right now its generally as little as 12.5 bps (1/8 of a percent) at most lenders so not really worth it.Regarding the terms you posted - I ran these through our sizing and they look in the ballpark of market, not much better or worse - with some assumptions, our pricing looks to be 8% flat with zero origination fee/broker fee and $1,000 underwriting for this scenario. 

Make sure those cost estimates are baked into penciling out the deal.

Without knowing the area really well it is hard to know how much of that is the cost of land baked in.

It seems like they just flat out gave up on usability. 

I actually really like the flat profile white thermofoil cabinets.

Which means that all you make will be taxed at a flat rate of 24%. 

Not that much to do, pretty flat landscape, too large to be cute and too small to be interesting. 5 hours to a major airport.If it has to be Wisconsin to retire, I'd rather look at the west side of Milwaukee ("lake country") - it's pretty, you have lakes and at least some hills, 30 min access to a 1.6 million people metro area (Milwaukee) and you are in Chicago in an hour and a half.