My idea to buy a home is to get an 80% LTV 1st mortgage from a bank, take over that mortgage and give the seller a second mortgage for 50% of the 1st mortgage balance because I need some cash to cover the payments, which the amount of cash would be more than the remaining equity in the home.

To achieve this, rural areas need innovative infrastructure and values that supports people as they age.

However if I do a BRRRR I can achieve infinite return by extracting all of my investment.

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There can be redeeming factors that counter balance a deficiency in a particular area. 

You'd need to come up with the seller's equity (the difference between the loan balance and the sales price). 

and am eager to connect with experienced investors to gain practical insights.What I’m Looking For:Advice on identifying cash-flowing properties and understanding market trends in Lynchburg or similar areas.Recommendations for a local real estate agent or property manager with experience working with investors.Insights on how to balance active and passive investing as I grow my portfolio.I’m grateful to be part of such an inspiring and knowledgeable community.

When you work a 9-5 job, you typically rely on colleagues assigned to you.As an investor, you have the OPPORTUNITY to assemble your dream team of professionals who share your ambition and can help you achieve your financial goals.

@Mary LopezThere are second tier lenders out there (non-banks) that will do small balance commercial.