How does one handle requests for housing on FF that are way below your target rent?

Any tips on targeted marketing, effective lead generation, or even some "outside-the-box" tactics?

Quote from @John Postma: Back in 2019, I figured a goal of saving for a year for each downpayment was an achievable goal. 

After one year of occupancy, refinancing into a conventional loan can remove PMI if you achieve 20% equity through appreciation or principal paydown.

@Shawn TumaFrom my experience, you can boost rental income and manage mortgage costs by targeting value-add properties and exploring mid-term, short-term, or room-by-room rentals.

A couple other neighborhoods I like besides the two you mentioned are Washington Park, Hyde Park, Woodlawn, and South Shore.I think that area will continue to be gentrified because you have the lakefront as well as CTA trains.Is there any reason you are targeting Chicago instead ofdoubling down in Kansas City?

65%, 70%, 75%, 85%?

As others have said, if you post the address you will get more targeted advice about condition, price, photos, strategy, etc.

If you're not set on a specific market, it's worth waiting until you choose, as forming the LLC in your target state can simplify compliance, property registration, and taxes. 

You will also be able to achieve a decent rate with a longer PPP period.