@Gary R UrenIf the property is zoned for only one home you most likely will not be able to do thisPossibly it could be 123 main st unit a vs b but that is a post office issue and good luck dealing with the post office on this issueI would talk to them and put to mailboxes in the front and see if they can separate it by A and B unit

Quote from @Lucas Schlund: @Ty Coutts What method would you say is better for a beginner investor, using max leverage on your first deal, or using more cash upfront to put more equity into it?

If the properties were placed into service in 2022 or before, you may need to file form 3115 (change in accounting method) to factor in the 'updated' depreciation schedule from the cost segregation study.Best of luck

These self employed 2nd mtg's are typically based on alternative method of caluclation like profit and loss statements if you're self employed or the last 12 months of bank statement deposits using a formula to derive an income from these deposits (like 50% of all annual rolling 12 calendar month deposits X 50% /12 months = monthly income).

There a few other advantages of this email method. 

DSCR works pretty cohesively with hard money, especially when you use the BRRRR method since it allows you to increase leverage on the back end refi. 

The reason I used that method was to be able to put the property in my name or corporation or partners.  

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

It's called the Asset Island method, long used by HNW persons to great effect. 

The method I mentioned above of refinancing notes, try to calculate a yield on buying a discounted note and 30 minutes later refinancing it at the UBP!