Massachusetts has a 5% state LT capital gains tax, but it generally follows the federal exemption rules.If the home was a rental property, the exclusion does not apply, and you may also owe depreciation recapture tax (typically taxed at 25% for federal).

And you have taken the extra 150 hours required for the broker's license? 

The manager doesn't determine what they do and don't like, they 'manage' the HOA to comply with the law and guidance from the Board.

Also if you ever have follow up questions you know where to find me :). 

A lot depends on the product.

Follow-up to your reply. because it is a direct IRA rollover.

You came to the right place, Kwanza! 

The solution is to stop the moisture.

On the surface, it’s a game-changer.

But virtually all of them will have a numbered chapter that is titled EVENTS OF DEFAULTits under that chapter that we find the following in 98% of all of these security documents.