Financially free people, consider value first.Another important component is “investor DNA”, now what does having Investor DNA actually entail?

Again, asking a open question with no concept for the reader to understand what is entailed on the lot can have large affects on pricing.

Much easier to get things done when everyone knows what the game entails.

Double down would entail multiple HELOC's or cash out refinancing.I might as well get to the real question. 

William there are two ways you can help this seller using leases and optionsYou have to ask yourself whether not the property is going to appreciate overtimeIf you feel it's not going to appreciate, you need to get a price below the market today on your option with the seller,  if you going to do a sandwich lease option and stay in the middleIf you going to do a lease option assignment where you lease with an option from the seller and assign thevdeal to a buyer for fee, it  doesn't matter what the price is as long as the price is today's value or lessWhen I talk to sellers I don't talk about lease is an option, I first go through three columns landscape in a yellow legal pad,  and show them the basics of the choices: 1) sell with an agent and pay the customary costs include sellers concessions, agents commissions, closing costs, vacant house holding costs, etc.The first column it's important to go through an example of their house value; what ever  the fair market value is, do that exercise so that the seller truly understands he's going to net a lot less money selling agent than ur solution2) Second solution entails leasing out with the property manager, and you go through the cost to lease it out and also the cost to repair and sometimes property managers tack on other costs like padding maintenance costsThen I talk about the risks involved with leasing it to an unproven tenant, and then having to evict the tenant, lost rent for 6 to 8 weeks, clean the house, remarket and screen the new tenant, etc.Before I go through my solution, I say a "what if statement" that is something like this:Before I say the "what if statement" it's important you understand that I am using "negative phrasing" here, and ""appeal to a higher authority" which works a lot in terms deals like lease options, sub 2, and wrap purchasesHere goes.."

And, if it still looks good on paper with the higher reserves and the higher numbers, then I would say go ahead and continue with the process, but make sure you are going into it knowing what business you are getting into and what that business model entails.

Curious how many properties that entailed all together? 

Servicing is more complicated than loan origination, ultimately HUD and the CFPB would be the agencies overseeing owner occupied note servicing, non-owner or commercial adds more layers of agency oversight depending on who or what the transaction entails.

Will need to get more info on what that entails.

I know selling them as an agent would entail extra hassles that I prefer to avoid if I can.