And sometimes whether you bundle policies with a carrier or not.3) I personally use Allstate because I have all Homeowner, Auto, Umbrella and Landlord policies with them.

Only 1 filing for multiple businesses within the corporation, and each business is under the umbrella of the LLC, but completely separate.

Usually this would be in the form of liability umbrella coverage on your homeowners policy.

Depends on your preference, but in my case, Indiana is pretty landlord-friendly, so a $500k insurance policy per unit, plus my $1m umbrella policy lets me sleep at night.

The money is a little more expensive because you can't borrow with the backing of Fannie Mae and Freddie Mac, but your personal assets are safe.Some folks just get a large (like 2 Million +) umbrella liability policy and are happy.Stephanie

Combine that with umbrella policies, etc. and I think it is always best to be very transparent with these things.

RE, but ideally its best to have both as part of your overall umbrella investing strategy.

I am the ceo of TCM property management and we consistently see people managing their own property trying to save a buck but really they jump over a dime to save a penny anyways good luck my friend

Hello,As a workaround, I bought an umbrella insurance policy that covers 5 million (~$1200/year) which covers all 4 of my properties plus 2 of my cars. 

In these cases, a legal structure is formed under the umbrella of the plan, and you then use that entity to hold funds in a bank of your choosing and directly engage in transactions without 3rd party intervention.