And comparing Worcester to other cities of similar size, (Hartford, Springfield, Providence) and even smaller cities (Lawrence, Fall River, New Bedford, Brockton) you will see that overall crime rates are low. 

Hi, im a begginer, and would like to know why Trenton and Camden Nj real estate price is so low, compared to northern Nj, and maybe info about vacancy rates, and ROI ,Thanks.

Though I do get interest from tenants with low credit scores and evictions. 

While your immediate position doesn't change, you now own a property with 200k of currently inaccessible equity.Also with your first one, if you can put down 5% or equally low, occupy it, and do a live-in flip, you may not have to refi; save up for another 5%, do it again, new primary loan, etc. 

Obviously, we would do that 30 year loan option otherwise you would be bleeding money....I mean, you will still be significantly negative going this route even with the 30 year loan, but you can still have a low downpayment option if you want to purchase move-in ready homes. 

@Nooruldeen B Aldulaimi as an investor, you should almost be EMBARRASSED with how low your offers are!

Maybe that's a low blow, but you get the point.

@Nolan Mahoney, if you're looking to buy another primary residence with low down payment, DSCR is not an option you should consider exploring as many may suggest.

It will still be expensive (especially if your heater is gas), but may be cheaper than updating all the gas lines buried in the slab.Yes, converting to electric will be expensive and using electric for heat / hot water is more expensive than gas, but both can be converted in a day or so without tearing up the slab or having the tenants move out. 

The rental comps would bring in $1200 - $1500 profit per month (the fixed interest rate is very low).