I'm willing to bet they have something in writing that explains the program.

You might see something where they'll take duplexes that are larger or smaller that have sold recently in a mile +/- radius from the subject property or even triplexes that are closer to size and make adjustments to them to accommodate, but my bet is that is a last resort measure.

Christian,As Dave mentioned, I think explaining your situation to your LO and getting pre-approved is your best bet.

You could submit this Statement of Work to multiple contractors to get their labor cost estimates because the SOW also has a column for adding labor costs.Anyway, that is my understanding.  

I'm betting on one of my tools not being there for me when I retire so that has made me even more determined to fine tune them all so that hopefully each of them will provide me the retirement I'm looking for.  

I'm sure a LOT of CA-based investors primarily bet on appreciation and pay out of pocket for the expenses & mortgage. 

Like others have said, your best bet might be finding a home off market.

I bet it's not much.

QuickBooks is a great program for landlords because it allows us to pay a Vendor for a bill that belongs to a tenant, by writing a check to the Vendor, in this case the Water Company, and then selecting the Tenants name from the Customer:Job column on the check.  

I digress thoughYa I was kind of shocked to that Lori had never met Wendy I bet she lives within 10 miles of us..