I think 600 is her after tax estimate of cashflow from the raw number of 714/mo but I could be wrong.

Hopefully my dive into real estate will be fruitful.

Again am I being emotional or am I just enjoying the fruits of my hard work?

@Karen Margrave I found this, but it's pretty much raw data for any short-term rental, however by joining you may be able to request data on a specific area. http://www.stradvocacy.org/ @Evan R.Sure thing.

Unfortunately the raw land isn't producing anything and doesn't help my case with a commercial loan (They are asking 1MM for the 4-plex and land, appraised for about 850K).

It also had tile instead of raw concrete in the patio.

All of my monies, for the last 40 years have been going in investments, and now, I am seeing the fruits of my labors come into  view.

There is no question that BP is a nice place to expand one's contacts, cultivate new relationships that will bear fruit in whatever activity RE related one is seeking.And also what I really like is people are not afraid to ask the tough questions from those that post.So 10 months 2300 posts or so...

They are a mix of raw land and rentals (residential and one commercial).

Certainly any property financed with short-term commercial loans (balloon due in 5 to 10 years) would pose a serious cash challenge.That said, of course, if you have large chunks of cash coming into your business in spurts from whatever source, using that to increase the equity positions in your income properties could be useful so that when those balloons "pop" (come due) you'd need to bring less or no cash to closing on the refinance if the amortization on the loans is too long (s/b 20 years or less, ideally).The debt acceleration class is only 1 of about 50 representing 7 separate curricula and some 460+ hours of on-line classes available 24/7 covering everything from setting up your business to self-directed retirement plans, attracting and engaging private lenders, finding deals, fix-and-flip, buy-and-hold, tax liens and deeds, seller financed notes, commercial real estate, raw land development, credit management and repair, and more.