I'm reading an application that sounds as if my personal assets would back the loan.

Try my insurance broker, Barry Lambert with Atlantis Financial. 972-984-2449. 

Worked on most asset classes in Canada (ground-up dev, multifamily, single-family homes, hotels, commercial properties, industrial, etc).

I haven't seen a May this soft since the financial crisis.

But more importantly, I want to get to enough cash flow that my husband and I achieve the first level of Financial Freedom, where all of our bills can be paid by cash flow. 

Although it’s my first property, I do have other personal assets that I’d feel better if they were protected in a worst case scenario.

Our mission is to empower local entrepreneurs and investors to transform underutilized properties into awesome community assets that benefit all.If you send me a DM I can share more about our courses and free webinars.

Its mostly to protect you and your assets/cash if the injury exceeds the insurance policy limits.

What type of properties are you interested in purchasing seems to be going after a very specific asset class purchase price amount.

The problem with that is two-fold: first there are likely existing assets that are not replaced that qualify for shorter asset lives so you're leaving money on the table, and second you have no cost basis for the removed assets replaced in the remodel as they're intertwined with the initial building cost basis so you'd technically still be depreciating retired assets which is tax fraud.