Also, I would recommend finding a real estate agent that you trust, and also start talking to lenders (banks, mortgage brokers, credit unions, etc.)

Attend as many RE events as you can, listen to podcasts, network with agents and brokers, and learn to analyze deals.Good luck and have fun!

Federal laws and many state laws apply to real estate advertising for agents/brokers.

Yes, I work with an investor-focused super-agent/broker here in Atlanta!!

We also bought once off Hubzu, bid online, the local listing broker showed me the house and I signed all docs with him.

Asking price: 319k Accepted offer 319k with 7k in concessions for closing.Financing: Traditional loan with a mortgage broker 5% down 95% LTV. 

When I realized what happened, I called customer service and humbly inquired about whether they would be willing to extend the 0% interest promotion once more given my stellar payment history with the bank.

Sounds good to the customers though, got someone charging them for 20 minutes of work.

You might consider teaming up with a mortgage broker to send a mailing to "Renters with high income and high Financial Stability Scores (FSS).

You need to find a broker or banker that has these kinds of products.