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Thanks ahead of time. 

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I haven't necessarily brought this up with my employer, but I also don't want to get ahead of myself (i.e. take the MLO/Broker License test and then cause issue with my current position).Ultimately, the plan would be to get my MLO/Broker License, and operate my own mortgage brokerage.

It is a way to have your money work at two places at the same time, and on top of it you get financial protection for your family.If you use a third party lender, you can get arbitrage on the loan rate vs the policy rate, and you can also deduct the cost of the interest as investment expenses.It is a long term play, as the front loaded fee will need four to six years before you get ahead of investing without the use of a maximum overfunded permanent life insurance.For whole life insurance, there are mainly four companies that I would recommend. 

I am wanting to be a landlord so I figured this is the best way to get a head start.

In total, Round Rock scores 86.97 points.Nearby New Braunfels, with a score of 89.82, zooms ahead of Austin and Round Rock in the rankings, tying for No. 14 in the U.S. and ranking No. 2 in Texas.

But what seems clear is that you may be a bit ahead of yourselves.

I have heard that the winter months are harder to rent out a house so looking for suggestions, here are my three options, but open to other thinking as well:1) Go ahead and rent it out long term, cause it is Denver and it will be good given the crazy market;2) Wait and post it for rent in February or March;3)Do a three month traveling nurse and then post it for long term at the end of that in the spring.It is a 4 bed, 3 bath, plus office and 3,400 sf if that changes any ideas or suggestions.