That said, it IS possible and common for folks to see substantial improvement - perhaps enough even to the point of qualifying for acceptable jobs and housing, in a matter of 6 months to one year by taking systematic steps:1) Begin making small payments on at least a few of your outstanding debts.

But to get my books correct at year end, rents outstanding, I credit and rebill into the new year to get around the accrual problem.While you can automate more, integrating your checking with your QuickBooks, for now, I happy with what I have.

Jay Walsh, please buy back my houses and pay back all the outstanding rents asap.

If she doesn't pay it, you should have it stated in your Lease Agreement, that any money you receive in your office from your tenants will be applied first to any outstanding bills that they owe. 

There is a gas bill that's outstanding under my dad's name (HOA does not allow to transfer the gas bill to tenant's name) and she said that she will pay the gas bill today / tomorrow.

He produces outstanding return, but the work he does is too much for me. 

Hello so here's what I'm (a general contractor) working with:The Deal:$20,001 for the purchase of City of 100,000+ residents / majority low income but plenty of opportunity including financing the construction from the government9 parcels of landARV (As is): 63kARV (with improvement based on comps): $700k - 1.4MM 1 commercial warehouse - 7000 sqft, undisturbed since it went vacantARV: $50k1 SFH- 5br/2ba - 20k sqft lot1 duplex- 5br/3baestimated construction - $30kThe business:1 year old$200k revenue - $33k profitEstablished trade credit but vendors never reportedExperian grade - BNo debt$6k in outstanding invoicesPersonal:Less than stellar creditTrack record of successful ROI for partners and private lenders (family)Have a credit partner who will be completely silent Credit Partner:794 credit scorecurrently has 11k credit limit0% utilizationSo in order to do this my plan is to:Increase credit partners credit limitsAdd me on as an authorized user to help raise personal creditEither do a business line of credit, hard money, non-recourse?

Also, there are some outstanding pros in the group you get access to. 

Here's a question I want to put forth regarding my getting pre-qualified.Presently I'm putting the pieces in play to buy a duplex property or single-family home where i might an ADU in back to live in while I rent out the main house.This will be my first deal that I am seeking a loan from an institutional lender.My credit score is outstanding (820+) but I don't currently own any real estate.So my question - We often hear BP investors talk about the importance of meeting local lenders, credit unions, etc. in order to develop relationships with these local lenders.Since this will be my first deal in my name, am I better off simply connecting with a good mortgage broker rather than going to several lenders directly to shop for the best solution for me?

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.