I know other family members who work a regular JOB.Their mindset is put money in savings in case of a medical illness or rainy day fund.Take 1 or 2 trips a year with vacation and that's all they aspire to be.They look at me and what I do and think "I am lucky" or "I have it good" that I have my own business.They think I sit at home in my office all day and do nothing.They do not realize I am putting in way more hours than they could imagine.I am sacrificing now so that down the road as I get older (36 now) I can take it more easy.Meanwhile many of these (savers) will be working as a greeter at Wal-mart at age 70 and complaining about social security not being enough.I am not going to be one of those statistics.A family member that is 68 has their house paid off,car paid off,and with social security still lives hand to mouth.I try to explain they need to grow that money to stay solvent but FEAR is what grips them from making a move.Whatever everyone believes we know we are born and in a certain amount of time we die.Where we go after that is up to each person to decide.So you do not have time to let FEAR keep you from making rational decisions and not living life.There is risk in everything.Successful people taker calculated risks and on average win more times than they lose.I guess I would be 4 and 5 since I have my own money but also buy property using owner financed deals.

He will take excellent care of you.

. $10K and there is an excellent opportunity for misunderstandings.

When a property is redeemed, this amount can be claimed by the winning bidder.

Excellent credit - but makes just about 30k a year.

Excellent info James.

I use Excel for all of our analyses.

If a republican does win, or Obama stays in office, it could take years for any proposed program to occur like what you are talking about.

So now you're looking to refinance (get a new loan with a new term).The bank wants their money back for their own reasons - it probably doesn't have anything to do with you - so you'll have to find another bank.Your current bank probably isn't too worried about foreclosure since I'm sure you have plenty of equity by now (i.e. they win if they foreclose and then sell it).

You win some you lose some.