Just trying not to pay too much for insurance because it will definitely eat up my cashflow.

Consequently, a refinance into a non-recourse loan will eat about $400/month of cash flow. 

I'm asking because say you have $50,000 to invest with the price of properties one deal could eat up the $money where as if you go with 3% or 3.5% now you have $money to invest in other properties.

Just like with food - everyone has to eat; with houses - everyone needs a place to live.  

The savvy business person may realize these additional, and possibly unnecessary costs, are eating away at business profits that could be used to reinvest in the business and buy more properties!

Market so high that eats their margin. 

And our high property taxes are a big unknown that can eat into cash flow pretty quick. 

Yes, your job at the retail shopping center may have you laid off, but there is nothing stopping you from applying at the UPS, Amazon, Door Dash, Uber Eats, cyber security, medical suppliers, protective equipment, or any essential workers positions.

The kind of wholesome story people come to BP for.

: )I think that once you take a bike ride or a run around town lake since you like fitness, check out the entertainment scene (once it comes back), eat at some of the best restaurants in the south, check out all the building going on in the city and then look at housing numbers then you will be sold too.