Plus Your PITI will be higher with higher LTV so I often drop my borrowing LTV to raise my DSCR and thus my cash flow and then the safety of the loan.  

This is one reason it’s important to really understand the stateIn Georgia it is strongly recommended a modification gets recorded as if the deed of trust has expired and not foreclosed on in seven years it reverts to the borrower - even if you did a mod and extended the date - make sure you record it.Statute below: The doctrine of reversion, as codified at O.C.G.A. § 44-14-80.

This really depends on how much money you can borrow and how much capital you have to invest.

I’d like to invest $100k total so ideally I need to borrow $80k.

If you could make, say 15% on your money, and borrow at 3%, wouldn't you borrow as much as you possibly could?

The other thought would be to borrow capital to renovate and flip for sale. 

A lender we were talking to said we could use up to $4000 per month borrowing power.

At Compass we have a concierge service that allows the seller to borrow money interest free to renovate, stage etc...or just do a deep clean and leave the house as clean and empty as possible and the buyers use their imagination.ultimately, developing relationships with other agents goes a long ways. i've gotten many deals done bc i had a long history with the listing agent. obviously this takes many years to develop - but something to shoot for. i hope this helps!

$50k was borrowed as a small business loan from LendingTree (not a mortgage).

$50k was borrowed as a small business loan from LendingTree (not a mortgage).