Our body of knowledge from our experience typically makes our process more efficient, and a better end product, but there are always new challenges.  

Education is one thing no body can takeaway from you.

Animals (horses, dogs etc) can smell it because when we are afraid of something, our body produce a hormon of fear and these animals become aggressive toward it (they sense this fear)Houses or any business can't sense our fear, so it's all in our head.

Look at the 4th chart down the article body.

A big, fat, happy California Public Pension paycheck every month for the rest of my life and a 39 unit apartment complex with a monthly mortgage smaller than The Grinch's tiny, shriveled up heart. 

Now, even poor people are fat, waste food, have the internet, have a car, have Air Conditioning, live in bigger houses, everybody has access to electricity, gas is relatively cheap, we have an Over Supply of Oil, roads are relatively well kept, tires last longer, instead of a car going 100,000 miles they go 300,000 miles, clothing is almost free at 2nd hand stores, bundles of clothes are shipped over seas because they can't be sold here, everybody has a gadget that fits in their pocket that gives them instant access to anybody in the world by entering a phone number or email address or URL, can play 1,000s of songs, and has far more compute power than what it took to put men on the moon. 

@Fradel Schaechter  Interestingly, I have never opened a savings account, but my wife is a big proponent of saving.I cringe at the idea of the bank deploying my capital to earn fat returns while giving 0.05% peanuts as interest. 

It’s the same as these diet and exercise programs that say you can eat what you want and work out 10 minutes a day and have the body of your dreams.

The illegal gang bangers are given sanctuary here and we have dead bodies to show for it. 

: "The Oath of Champions" - By Fearless Motivation In sound body and mind I make this oath.